The pandemic has been disruptive economically to many people, to say the least! Jobs have been lost, income has been scaled back, and as we come out of all this, people are looking to rebuild and get a fresh start financially. Part of this is rebuilding their credit.
But there are those out there who will be hampered from the start because of all the misinformation and misconceptions out there about credit and how it works. That’s why in this episode of the podcast I wanted to bust those myths and give some accurate information on how to get back on your feet with, eventually, a 700+ FICO score.
In this episode you will learn:
U.S. News reports that more than 50% of those who were infected with COVID-19 or who lost income due to the pandemic are now struggling with medical debt. Even as new infections wane, and it looks like we are coming out of the pandemic, it may still have a longer term economic effect on many Americans.
That is why, even though I covered this topic in Episode 11, I wanted to discuss it again for those who may be struggling with it who weren’t before. There are some things you can do about it, and you should know what they are.
In this episode you will learn:
Tax time approaches as we head into spring, so it's a good idea to start thinking about what to do once your return is prepared and ready to file. Do you owe money? If so, are you able to pay it? On the other hand, if you're getting a refund, have you thought about what to do with it once it arrives in your bank account?
So in this episode of the podcast I wanted to help you to answer these questions, so that when the time comes to either pay the piper or dance merrily to his tune you'll be prepared with a strategy in place. Think about these ideas and then take action.
In this episode you will learn:
At this time of year, high school seniors are trying to select a college or university for their higher education. They’ve made their applications, filled out the FAFSA form, and are starting to get financial aid award letters. It’s an exciting time!
But the decisions they make now can have far reaching consequences for their future, either good or bad. So in this episode of the podcast I talk about things you can do to increase the likelihood of success after graduation, and decrease the likelihood of a future with debt!
In this episode you will learn:
In Episode 136 I talked about how important it is to start planning and investing for your financial future as soon as possible, preferably in your 20s. In the last episode, Episode 144, I talked with Joe Okaly on the challenges families in their 20s and 30s face in achieving financial freedom. Certainly, the earlier you start, the better.
But is it ever too late? What if you are in your late 30s or in your 40s? Is there still a way to invest and plan for financial freedom in retirement? So in this episode of the podcast I wanted to answer those questions and provide some ideas on how late starters can still live comfortably in retirement.
In this episode you will learn:
In Episode 136 I talked about how important it is to start planning and investing for your financial future as soon as possible, preferably in your 20s. Even if you can’t put aside that much initially, that money has the maximum growth potential between now and retirement.
But young families face some unique challenges that can make it difficult to “pay yourself first” (and not all the bills that fall due every month). That’s why in this episode of the podcast I talk to Joe Oakley, a Certified Financial Planner with a young family to talk about how it can be done!
In this episode you will learn:
Once the holidays are over and our attention is drawn to the coming new year, it is inevitable that we start thinking about New Year's resolutions. How can we make 2022 better than 2021 as far as our financial freedom is concerned?
That's why in this episode of the podcast, as in December podcasts in previous years, I wanted to talk about the resolutions you should be thinking about making in order to improve your financial situation and get that much closer to financial freedom.
In this episode you will get tips for resolutions to:
These days, Bitcoin and cryptocurrency is in the news quite a bit. People are talking about using it for online purchases of goods and services, as well as investing. It is, in effect, becoming the “next big thing.”
Buy what is cryptocurrency, how do you get it, and how do you spend it? Plus, is it safe or even a good idea to use? So in this episode of the podcast I get into the details of cryptocurrency and answer those questions!
In this episode you will learn:
With all that has happened with the pandemic to date, holiday shopping this year will be a challenge to say the least. Between supply chain problems, inflation, and employment shortages at retail establishments, staying within your budget and still getting the perfect gift for everyone on your list will not be easy.
That’s why in this episode of the podcast I wanted to give you a Top 10 list of tips (plus a bonus) on how to get through it all with the least amount of fuss and the most amount of holiday joy.
In this episode you will learn:
When it comes to the job market and the economy, the pandemic has created an interesting and unusual phenomenon. Called The Great Resignation (or the Big Quit), it is an ongoing trend of workers quitting their jobs that started in the Spring of this year. Characterized by Wikipedia as being in response to the pandemic, the government refusing to provide necessary worker protection, and wage stagnation despite the rising cost of living.
But those that quit still have to find another job to pay the bills, or they’ll have an even bigger problem! That’s why in this episode of the podcast I talk to Bonnie Negron, a certified career coach and resume writer, about the best way to succeed in this job market and find the perfect fit for a post-COVID life.
In this episode you will learn: