Now is an exciting and hopeful time for student loan borrowers. President Biden has announced a forgiveness program that will help many people struggling with payments. But there's more at work here than that.

There are programs already in place that could also allow you to pay off your remaining balances sooner or get out of default (and repair your credit) while getting an affordable monthly payment. That's why in this episode of the podcast I go into detail about these programs, which one will benefit you most, and when you need to take action.

In this episode you will learn:

- The details of the Biden loan forgiveness program
- How you might be able to repay your unforgiven balance much sooner
- How to get out of default after January 1, 2023
- The important deadlines for taking action

In the last episode, and in Episode 149, I talked about the credit myths that may be holding you beck from building good credit and FICO scores that reflect it. Good credit scores are key to financial freedom and a bright financial future.

But what can you expect when you get there? What does good credit look like and what are the advantages? Knowing the answers to these questions and what you are working towards, will help keep you motivated towards your goal, which is why I discuss these answers in this episode of the podcast.

In this episode you will learn:

- What constitutes a high credit score
- How better credit can help you get a job
- How to get better perks on your credit card
- How it will prepare you better for the future