Becoming permanently disabled can be devastating to your personal finances and seriously challenge your financial freedom and independence. In Episode 28 I covered how to deal with this if it's a result of a job-related injury. But what if it's for some other reason, like an auto accident or a debilitating disease?

That's why in this episode of the podcast I bring back attorney Sam Gaylord to talk about how to get disability benefits, where you can get them, how you qualify for them, and how they can help you maintain your financial freedom.

In this episode you will learn:

- What disability benefits are available from Social Security
- What the requirements are to get those benefits
- How you apply for them
- How do pension disability benefits work
- What pensions offer them
- How these disability benefits interact with each other

Financial freedom and independence can be achieved by diligently implementing proven strategies and tactics that will get you there. But if you don't have the right beliefs about money, it will be difficult, if not impossible to be successful.

I discussed money mindsets in Episodes 34 through 36, but thought it was time to discuss it again. That's why in this episode of the podcast I talk with personal finance coach Derrick Kinney who has some great ideas, thoughts, and stories about having good money beliefs and how to get past the bad ones.

In this episode you will learn:

- How to keep fear of making an investment mistake from holding you back
- How to let go of money fears and mindsets from your childhood
- That you can still start investing for retirement in your 20s