In Episode 128 I talked about the divorce of Bill & Melinda Gates, the fact that they didn't have a pre-nuptual agreement, and when these agreements might be a good idea. Although they are of particular importance in community property states, here in New Jersey and other equitable distribution states, it still might be a good idea.

But what if you got married without a prenup? What happens then? Is it too late to agree on certain issues, such as the division of property, alimony, and child custody? Maybe not. Which is why in this episode of the podcast I wanted to talk about something called a post-nuptual agreement, what it is, what it does, and whether you should think about having one.

In this episode you will learn:

- What a Post-Nuptual Agreement Is
- How it Differs from a Pre-Nuptual Agreement
- Who Should Have One
- Circumstances That Could Trigger the Need for One
- The Pros and Cons

The Christmas of 2021 presented its own challenges. Shipping delays and supply chain bottlenecks made it difficult for stores to keep items on their shelves, which led to less than stellar deals and long delivery times. I talked about all of this in Episode 141.

But this Christmas is different and requires a different strategy. You, as the consumer, are more in the driver's seat when it comes to getting deals and getting your gifts in time for the holiday. That's why in this episode of the podcast, I wanted to talk about shopping tips for the current situation to help you have the best holiday ever!

In this episode you will learn:

- Money Saving Shopping Tips
- How to Make a Holiday Shopping Budgett
- How to Do Your Whole List for $500
- Holiday Shopping for Busy People