A person’s credit score is becoming more and more important, as it is used for more and more things. Now, it is not only key to getting a mortgage or a car loan, but to renting an apartment or getting insurance! There are lots of web sites out there that talk about credit and tell you what you have to do to build (or rebuild) a credit score.
 
Doing it, however, can be a daunting task, and people don’t always know where to turn for help. In Episode 27, I talked to Alex Frees of Credit Repair Publishing on tips for how to build or repair your credit for a better financial future. He is back in this episode to talk about how his company can help you through the process.

In New Jersey, when it comes to traffic tickets, the fines and other costs or consequences that you might incur are often not the end of the story. There are the points on your driving record as well. Although unlike other states, New Jersey doesn’t assess points for every moving violation, those that do can add up. Once they do, they can cause a major disruption in your life and threaten your financial freedom.

So in this episode of the podcast, I am going to talk about the specific ways that points can be disruptive, as well as the steps you can take to have them removed. Being proactive with your driving record can lessen the chance of problems (although driving safely and within the rules of the road to avoid tickets in the first place is even better!)